STATE OF COMPETITION IN THE BANK LOAN MARKET

Received 14.01.2024
Revised 31.03.2024
Published 05.05.2024

Abstract

The competitive situation in the bank loan market is a pressing issue, since the availability of credit can have a significant impact on individuals, businesses and the economy as a whole. Limited competition in the bank loan market may result in higher interest rates, fewer lending options and limited borrower access to credit. On the other hand, the presence of healthy competition in the market can lead to lower interest rates, increased lending opportunities and increased access to credit for borrowers. Therefore, understanding the competitive landscape of the bank lending market is important for policymakers, regulators, lenders and borrowers alike

Keywords

competition credit products credit market loan portfolio lender borrower bank banking market interbank competition
Suggested citation
Bekishev, A., & Sulaimanova, A. (2024). STATE OF COMPETITION IN THE BANK LOAN MARKET. Bulletin of the Kyrgyz National Agrarian University, 22(2), 70-74.

References

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[2] National Bank of the Kyrgyz Republic. (2022). Annual report of the National Bank of the Kyrgyz Republic. Retrieved from https://www.nbkr.kg.

[3] National Bank of the Kyrgyz Republic. (2023). Bulletin of the National Bank of the Kyrgyz Republic. Retrieved from https://www.nbkr.kg.

[4] Tazabek. (n.d.). Retrieved from https://www.tazabek.kg/news:1817135?f=cp.