Abstract
The competitive situation in the bank loan market is a pressing issue, since the availability of credit can have a significant impact on individuals, businesses and the economy as a whole. Limited competition in the bank loan market may result in higher interest rates, fewer lending options and limited borrower access to credit. On the other hand, the presence of healthy competition in the market can lead to lower interest rates, increased lending opportunities and increased access to credit for borrowers. Therefore, understanding the competitive landscape of the bank lending market is important for policymakers, regulators, lenders and borrowers alike
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References
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